During our promotion period until 12/31/2025, all customers will enjoy:

• 借记卡免ATM取款费。
• 免汇款手续费。
• 免账户月费。
• 住房贷款免贷款手续费，免提前还款罚金。
  

• No ATM Fees: Surcharge-free withdrawals at domestic or international ATMs with your Bank Irvine debit card.
• No Wire Fees: No fees for incoming and outgoing wires from Bank Irvine, including no fees for both domestic and international wires.
• No Account Fees: No charge for monthly account fee, including low balance account.
• No loan fee and no prepayment penalty for residential home mortgage loans (excluding the personal line of credit and business loans).

For more details about our grand opening promotion, please contact us at (949) 892-1999

Note:
While you still may be charged a fee from a 3rd party ATM operator, those fees will be credited back to you at the end of each statement cycle. This promotion does not apply to any NSF fees that may result in your account being overdrawn by an ATM transaction.